Author Archive
Your Budget is Your Best Friend
Although most of us cringe at the thought of putting together a personal budget, it is the one thing that can make the difference between living within our means, and overextending our finances to a point of going into debt. Once in debt, it is very difficult to get back to an even playing field financially, and that initial debt can be all it takes to start a rollercoaster ride of ongoing indebtedness.
Insurance with a limited budget: is it worth it?
Getting insurance is an important decision, whether it’s travel insurance, car insurance or life insurance. Except in the case of car insurance, which is mandatory for owning and driving a car, you might question the validity of getting insurance. Especially in these difficult financial circumstances where all extra costs have to be cut, you might wonder if it’s worth keeping the insurance arrangements you already have. The following will describe some situations you might want to examine to decide on keeping or getting rid of your current insurance.
Life insurance
3 survival strategies for dodging the bullets in a tough savings environment
The investment markets are providing a very effective minefield for people hoping to make money. The stock market indices have been like bungee jumping, bonds are so flat you could iron with them, and commodities futures are like a raffle more often than not. The name of the game now is survival, and there are still some ways of making a profit while you’re at it. Even debt collection is an investment strategy, if you know how.
1. Basic survival